How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a certificate your insurer files with the state proving you carry minimum liability coverage. Georgia requires it for 3 years following DUI convictions, at-fault uninsured accidents, and repeat violations.
Non-Owner SR-22
Non-owner policies provide liability coverage without insuring a specific vehicle. Monthly premiums average $40-$70 in Georgia, compared to $120-$180 for standard SR-22 policies covering owned cars.
Liability Insurance
Georgia minimum liability limits are $25,000 per person, $50,000 per accident for bodily injury, and $25,000 for property damage. Most suspended license drivers need at least these minimums to reinstate.
Uninsured Motorist Coverage
Georgia insurers must offer UM coverage in amounts matching your liability limits. Drivers with previous lapses often add this to protect against other uninsured drivers, given the state's 12% uninsured motorist rate.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers, including those with suspended licenses, DUIs, or multiple violations. Rates run 40-80% higher than standard market, but approval is substantially easier.
